Category: BullShit

Posted on

Another WTF?

I just saw a report about a couple that was needing to renegotiate their home mortgage.

They’re falling behind on their payments.

They’re New Yorkers and their house payment is about 3K a month. I know NY is expensive and I’ve heard of much higher payments on the left coast.

So while the house payment is higher than I’d be comfortable paying I don’t think it’s out of line for an average American Family these days.

If both people are working and they’re not extravagant about their expenditures, then this is a snap shot of “Normal Americans” these days.

The other way these folks are average is that the Husband has been layed off and hasn’t been able to find another job.

So they attended an event by invitation sponsored by the Federal Government that connects Americans in trouble with the banks and seeks to facilitate loan renegotiation under an Obama program.

They were denied a renegotiation.

Why?

Because the wife made too much money!

So let’s recap, Wife Employed, Husband unemployed, behind on bills, behind on mortgage.

The couple wants to honor their debts, & keep their house but they’re NOT eligible to take advantage of a Government sponsored program that would allow them to simply renegotiate their mortgage…

BECAUSE THEY MAKE TOO MUCH MONEY?


WTF?


Isn’t it enough that they’re in serious trouble?

I so totally don’t get it. The banks and the government would rather see a decent hard working couple who’s having a rough patch get foreclosed on, have their credit destroyed, and end up homeless than to take action….

Who does this serve? It sure as hell isn’t “We The People“

This is what Occupy Wall Street should be bitching about!

Posted on

"hi"

That is why I’m on fewer and fewer “adult oriented” social media sites.

“hi”

I hate that! I go to the trouble of creating a fairly complete profile, I specifically state who I am, my hobbies, interests, and a small bit of humorous information about me precisely so that the reader has enough to

a) Decide if they’d like to speak to me
b) Have something around which to start a conversation.

“‘sup?”

How about a complete sentence or better yet a whole thought?

Something like;

Hi there, I enjoyed reading your profile. You’re a SCUBA diver? I’m curious about it, but worry that it’s too expensive for my budget. Would you have time to give me a basic run down from your perspective?

At least there is a basis for a conversation.

Or how about a sender saying;

Dammn! you’re handsome… wanna fuck?


I could handle and respect that and at least it’s not wasting my time and burning through my patience with inane one word responses that pass as a conversation. Hell I could program my phone or computer to answer with one randomly chosen word in response to your one word “Conversation Starters”.

“what are you doing?”


This is another major time waster… how do I answer that? Would it be appropriate for me to say;

I’m taking a huge dump and wondering if I’ve got time to jerk off before I have to get dressed for that church service?


I’ve often thought about answering that way but frankly I fear the string of one or two word responses that I’d have to respond to.

I can picture something like;

“Cool”
“like to suck you.”
“ummm hot”


Of course if I look up the senders location it’s one extreme or the other. It’s always the sender is somewhere like Cambodia. Or the sender is 5 miles away and I when I say GREAT! Come on over I could use a blowjob. I’d like to see my cum dripping from your chin


Then suddenly, the conversation stops. Or there are endless excuses…

You know, if you’re going to say you’d like to suck my dick…

Put your mouth where my dick is!

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From the “You have to be Fucking Kidding me” pile

I was a BAAADDDD BOY!
 
Or so the California Employment Development Department thinks.
 
A couple of weeks ago I misplaced the form you’re supposed to fill out and mail to them so that you can claim your unemployment payment.
 
I lost my mind trying to find that damn piece of paper, praying that I hadn’t shredded it by accident and knowing that I couldn’t reach EDD by telephone to ask for a replacement. I was debating if I should go on the EDD web site and try to reopen my claim.
 
When I did find the form, I immediately filled it out and mailed it with great relief.
 
Today I get a form letter from EDD that says the want to have a phone interview between 1pm  and 3pm.
 
OH SO NOW WE CAN TALK ON THE PHONE?
 
This letter is dated 9/8/2011 and probably didn’t go out until 9/9/2011 & I received it Today… the date of their desired conversation. 
 
They’re very official and apparently concerned about my tardiness.
 
They printed interview instructions on the back of the letter…

And here is where I’m such a BAAAADDDD Boy! I’m as much annoyed by the poor use of English as I am by the silliness of this whole thing.

“During the interview you may be asked some or all of the following questions: 

Not mailing you claim form within the required time limits.    

     When did you mail your claim form?    

     Why did you send it in after the return date shown on the form?“

 
WTF?
 
The form always says it is to be mailed on SUNDAY. Really? Since the US mail doesn’t run on Sunday, the form is ALWAYS mailed after the date specified.
 
As to when I mailed it… well that may be legitimate as a quality control measure to make sure that they’re not losing mail in their mail room.
 
My points are these… 
 
I know I can’t get EDD to answer their fucking phones. 
 
There is little one can do to communicate with them except by going to one of their offices and spending all day waiting to speak to a representative, who probably can’t or won’t answer your questions.
 
I have yet to find any information about what one should do if you’re out of the state for more than two weeks, for example if you were driving to Oregon, Washington, Idaho, Minnesota, and Texas to attend a number of interviews in those states.

This scenario is quite possible since High Technology companies and workers are LEAVING California as fast as they can. As one of those workers, I have to follow the employers.

 
This doesn’t even begin to address what one should do regarding any specialized training. For example, I’d like to attend a SCUBA school in Ft Lauderdale, FL. The School is 2 months or more long, how the hell do I file unemployment forms from there?
 
EDD claims that their electronic payment system is more efficient and cheaper to implement, BUT they are still dependent on the unemployed person physically being at home to file a claim and they’re still sending little pieces of paper.
 
As usual, California is attempting to SCREW the citizens that have paid for the services. Meanwhile giving free and easy access to those same services to people who have contributed little or nothing to the system.
 
And the games that they play increase defaults and foreclosures instead of helping Californias stumbling economy.
 
This is why FOR years I have wanted to get the fuck out of this state. I’ve stayed out of respect and love for my better half. But it’s coming down to a decision between my personal survival and the relationship.
 
You know what?
 
I’ll choose my personal survival, EVERY FUCKING TIME.
 
In most relationships the individuals survival is not at odds with the continuance of the relationship. Since apparently I do have that conflict… perhaps there’s a message there.