Month: August 2012

Couldn’t help myself.

When President Obama was first elected there was this little lady being interviewed on television, she was talking about all the good things that were going to happen for her since Obama was elected. One of the things she kept talking about was how she was going to get a new cell phone and a better apartment ’cause of Obama Money that would be coming to her.

When she was asked where that money actually came from she said she didn’t care, ’cause it was Obama money and Obama was going to make everything alright for her.

Myself and 300 coworkers layoffs were a direct result of President Obama and Congress having a pissing contest in late 2010 and early 2011.

Clearly BOTH sides forget that they are there to represent the PEOPLE not partisan interests.

Here we are in the election cycle again. The only thing that has changed, especially for people like me is that our unemployment is running out, we’re paying obscene prices for COBRA coverage ($600) a month and despite the media spin… things are improving at a snails pace.

WHERES MY OBAMACARE?

Guess what?

As usual, since I’m an American worker that has scrabbled and climbed to the middle class, contributed to the economy, paid my bills, didn’t use my house as a piggy bank, and have been responsible for myself and my shit.

I’m actually NOT ELIGIBLE for Obamacare… and won’t be until long after I’m destitute, homeless, masturbating under a bridge, and a burden on society. Which will happen a lot sooner than later paying out COBRA.

In general even in my 50s I don’t use $7200 of medical care per year. I’m extremely thankful for this. So why am I paying $600 a month to maintain COBRA? An even more interesting question is why does the Obama system make it illegal to not pay for insurance?

Between prescriptions, the occasional MD, Dentist, and Optometrist visit I’d say that if I were paying cash maybe I’d spend $3500 per year.

This is EXACTLY why so many employed folks CHOOSE to forego insurance. I went without insurance for YEARS… I paid out of pocket for services rendered…

And you know what???

Because it was a simple cash transaction I got pretty steep discounts and the same or better care BECAUSE the insurance companies weren’t involved. During those times… the Doc would say you need an antibiotic and hand me a bag full of physician samples. Great! no pharmacy bill.

I’ve been in an emergency room exactly once in my life. That was because I had a broken bone. I’ve been to urgent care twice. If there’s any way I can see my Doctor, I’ll call him drive to his office and wait. I’d rather have him look at me than some stranger anyway. 

So folks not having insurance are taking a risk but they do that every fucking day just driving on the freeways, especially now!

7 grand in my yearly budget would be a whole lot better than paying for coverage that I’m not fully utilizing. I’d imagine that the average American family could do a lot with 7K per year.

7 grand is 4 months of unemployment. Honestly, I’d rather have the cash.

So tell me again why we’re all paying so much?

OH Yeah! it’s to cover all the people who have no insurance, low incomes, and who regularly clog emergency rooms with non-emergency situations because they KNOW they will be seen by a doctor even if they refuse to pay their bill.

The disparity isn’t stacked in favor of the rich and middle class it’s stacked in favor of the poor.

So now here comes Obamacare <insert imperial fanfare here>. It does nothing for me. Insurance costs won’t be lower. My care will probably be degraded, and I’ll most likely end up paying out of packet to see the Doctor I want to see instead of some non-english speaking supposed doctor with whom I have nothing in common and whose instructions for my care, I can’t understand anyway.

The thing that annoys me probably most… is this wonderful debacle will put the country in even more debt and effectively lower the quality of care for everyone. Because after all mediocrity and socialism walk hand in hand don’t they?

I don’t shop a K-Mart for… well anything. I’ll be damned if I’m going to be forced into a K-Mart situation in health care. “We can do that required brain surgery for $500, but for $1500 we’ll sterilize the instruments.”

The liberal elite can’t understand why the middle class is pissed off!

It’s easier for them to call us selfish, and greedy rather than to take all their supposed intellect and actually understand the position they’re placing us in.