Peace in the Middle East, for however long it lasts

I’m glad that President Trump managed to bring peace to the Gaza – Israel conflict. Overall it’s a good thing.

I’ve noticed that there are Democrats claiming President Trump is building on something someone did in the Biden Administration.

I don’t believe it and honestly don’t give a damn what they think. Or what lies they have to tell themselves to maintain their delusion that Biden was in any way good for the country.

I don’t think it will last, Hamas is already testing the boundaries and they are not to be trusted. They’re not going to willingly give away their control or power, and they’ve no doubt negotiated this peace as a survival tactic. I believe they should be hunted down and exterminated like the lying vermin they are. If Israel decides to do exactly that, I’m all for nobody noticing.

My only concern is that I don’t want America involved in it at all. It’s none of our concern.

That’s not being islamophobic, or genocidal, it’s recognizing an enemy that has for decades played the same game. Attack, get their asses kicked, sue for peace, rebuild their arsenal, attack again. 

It’s like the shampoo bottle instructions, “wash, rinse, repeat.”

“Oh Hamas did a terror attack in Israel? Again? Yawn!”

I’m really hoping President Trump holds the line regarding our involvement and that he’s able to keep the other Middle Eastern nations to their word about controlling the bullshit in Gaza.

Unfortunately, I don’t think this will be a lasting peace. I’m willing to enjoy Palestinian protestors being off our streets for a while.

I’ve been amused watching the media trying to acknowledge the accomplishment without choking on their own bile.

Trump’s been in office less than a year, and thus far he’s keeping campaign promises. Illegal crossings at the border are at what some reports indicate, a 50 year low.

Corporations are brining manufacturing back to America, (that’s going to be a long term improvement.) Oil drilling is allowed in US coastal waters again. I’m not sure that I’m all for that, but I am for energy independence, and if drilling is a stepping stone to that I’m good with it.

The H1B programs are under fire so maybe we’ll have the ability to call a bank, cellphone, electric, natural gas, and almost any other service oriented company and get someone that we don’t need a universal translator to understand. It would be nice to conduct business in my language without straining to understand the person.

Folks are screaming that our medical industry will be impacted. Maybe. However, since we’re deporting a substantial number of people who use hospital ERs and urgent cares like their primary care physicians because they’re getting medical services on the tax payer dime. The medical issue may sort itself out without intervention.

I for one don’t feel comfortable with the sloppy medical care that has become commonplace. Nor do I feel comfortable having to ask for a translation of the doctor’s diagnosis, then ask for a translation of the translation a nurse provided, from a janitor.

Yes, these people supposedly speak English. But it’s unintelligible.

I do enjoy the fact that when these people look at my last name, they revert to “Mr.” And my first name. 

That being said, I’ve recently had some “American” workers do the same thing because they can’t navigate saying my last name. Had our family not americanized the spelling when we came in on Ellis Island or other ports of entry, I’d probably be a whole lot more amused. Or offended… I’m not sure which.

Were it not for the expense and inconvenience, I’d consider changing my last name back to the original spelling. At least then, when someone botched it they’d have a good reason.

How is it that I, an uneducated American, can usually say someone’s first and last name from the way it is spelled? When I was answering technical support calls, I always took the time to give it a whirl, ask if I got it right, then carry on with the conversation properly using the Mr. Mrs. or Miss pronouns and the person’s last name as a sign of respect.

It’s a small thing, but I always found it made people at least more comfortable and feel that they were being heard. Referring to someone as “Mr. Steve” always felt, to me at least, disrespectful.

Then there’s the prescription pricing that President Trump is working on bringing into line. I’m super happy about that. There’s never been any excuse for being able to buy the same medication in Mexico or Canada at 1/2 or 1/4 the price just because you bought it outside the United States.

What does the drug cost to manufacture? What does it cost to package and distribute? What did it cost to develop? Add the costs up divide that by the number of people likely to use the drug during it’s patent period, add a little % of profit and that’s the freaking cost the consumer should pay no matter where they live.

If their government wants to subsidize the cost to provide the medication to the poor, that’s their business.

There’s no way that the people of the United States should have been paying higher prices for something just because someone, somewhere, decided they should pay for someone in Zimbabwe to pay less. President Trump is right in saying the American people have been ripped off for years.

I know the pharmaceutical industry is pissed off at Trump and I’m “all in” for that too. 

Even here in America, you can see the differences. Wallgreens charges 4 times the price for a generic medication I’m familiar with than Rite-Aid did. What Wallgreens charges medicare is even more.

House & Senate Democrats light their hair on fire about medicare and social security becoming insolvent but don’t have any plan except to keep pumping money into those systems, except asking why. They never get to the root cause of stopping that kind of fraud.

President Trump went to the source and attempted to put a stop to usury pricing.

The Senate Democrats are claiming that millions will lose healthcare due to the government shutdown. They neglect to say that many of those millions are getting it for free due to government subsidies. Some are flat out illegal aliens, some are people who are citizens and who truly need assistance. The latter, I’d like to see taken care of but until the former are not getting the freebies they’ll be hurt too.

Why is it better to be an illegal in America than it is to be a citizen?

I could’ve had healthcare for the previous 5 years.

I didn’t because the math just didn’t work.

Let me lay it out to you. I couldn’t pay for a bottom of the barrel Obamacare plan. It cost more than my mortgage. I could have applied for a subsidy that the state insurance folks called “Free”.

But it’s not free. It’s paid for by tax dollars, and required giving the state direct access to my banking, retirement, and pensions. Oh and since I owned a house, they’d have had the ability to put a lien on my house to cover the “Free” taxpayer subsidy.

They’d have monitored my income, so they could make sure I wasn’t getting benefits I wasn’t allowed to have. Oh, and guess what? The subsidy is taxable as earned income. 

I’d have been paying full income tax on a subsidy that did nothing but pay for a service costing $1600-$1800 a month, but over the past 5 years the actual cost of medical care cost  me a grand total of 12K out of pocket.

Plus I’d have been paying for car registration, property taxes, sales tax, gas tax, and all the wonderful little fees & taxes on my utility bills that provide “Free” utilities to people who are poorer than me.

Providing those “Free” services to the people poorer than me, in effect drives them further down the economic curve by increasing their tax burden, rather than raising them up.

Our Senate Democrats are fighting for more money to provide subsidies for a system of insurance that is clearly broken, and whether by design or implementation breaks the backs of not only the poor, but also the working individuals paying their taxes to the Federal and State governments. 

Admittedly I’m a special case. In that I have hard assets, but even a single guy in an apartment would feel the impact, if for example his employer didn’t provide health insurance.

So I’m actually all in for not raising the subsidies. I’m hoping that the Senate Democrats demand to raise more subsidies to pump into a broken system like Obamacare, casts in sharp relief just how broken and wrong Obamacare was from the start.

A functioning system shouldn’t require endless money to be poured into it in ever increasing amounts.

If you’ve got a car that costs more to maintain than the payment on a newer vehicle, you dump the broken car and buy a new one. You sure as hell don’t keep pumping money into it and at the same time let your drunken buddies keep borrowing it then returning it more broken, with an empty gas tank day after day.

That’s essentially what Obamacare is doing.

I hope that Kennedy or Trump asks how much money shows up in Politicians bank accounts or campaign funds from Obamacare insurers and pharmaceutical companies.

I think the answer would be very enlightening. Afterwards, I’d like to see those answers referred to the DOJ followed by swift indictments and punishment for any wrong doing. I don’t care how many Congressmen are utterly destroyed or which party they’re affiliated with.

Which brings me back to peace in the Middle East, and the war in Ukraine.

Trump bringing an end to the Israeli / Palestinian conflict in short order makes me question in a broader sense just how similar the flow of money is in the military industrial complex to the medical / pharmaceutical games.

For those Congressmen who’ve been feeding the conflicts through words or deeds, how much money have they made?

Could it be that’s why they hate President Trump’s policies with every fiber of their being?

I hope President Trump is able to put an end to taxation for everyone. I’d be happiest if he stopped all taxation. But I’d be willing to accept him doing away with taxation on everyone that didn’t make a million a year.

That should make the Senate Democrats happy. After all, they’ve been saying for years, “Tax the rich,” haven’t they? But they say this knowing they’re immune from taxation don’t they? Maybe the House and Senate should be taxed at 50% on every dollar they make in excess of their Congressional pay.

Yeah, I know I’ve been all over the map with this one. Sorry…

Have a great day.

I’m not sure I like the new AppleCare Plans

Got this little notice saying the AppleCare on my phone was expiring and that I could renew it. 

“Okay, that’s neat,” I thought.

Then I checked out the plans. I can cover my phone for another $99 a year, billed yearly. There’s a monthly option as well.

Or I can cover 3 devices for $239 a year, billed yearly or $19 bucks a month.

These AppleCare plans are automatically renewing until cancelled.

But what if you have more than 3 devices? You can add them for an additional fee. 

The thing is, I don’t believe I’ve used AppleCare more than 2 or 3 times for an actual repair in decades. Mostly I keep AppleCare on one or more devices which covers my one call every two years (on average) to apple technical support.

AppleCare has always been expensive. But this seems really pricy. The AppleCare includes theft and loss coverage too, so it’s even more like insurance. But my homeowners policy also includes theft and loss. 

I’m not sure that this is a value, at least not for me. I tend to keep pretty tight reign on my stuff. I suppose if I was always in a high crime urban area where the likelihood of getting mugged was higher, it might be useful.

With the newer generation of Apple Watches and their gesture controls, there’s really no reason to have your phone out (exposed) while you’re walking in a public space. 

Apparently you can answer a phone call with a gesture. If you’re wearing newer AirPods you can set it up to answer or reject a phone call with a nod or shake of your head. Again your high ticket phone stays in your pocket.

The newer watches have phone capabilities directly built into them. So, for me the price seems a bit high since I’m not one of those people that walks around with my face glued to a screen. I tend to be looking around and keeping an eye on anyone approaching me. Even when wearing AirPods in a potentially crowded environment I turn off noise cancelling. I want to be able to potentially hear someone coming up behind me.

Even on my dog walks, I’ll wear AirPods if I’m not going through wooded areas. In wooded areas, typically I put the AirPods away, I don’t need music or podcasts playing that might distract me from the sound of a predators approach.

I suppose these days, most people call that paranoia. 

I call it proactively defending myself.

I’ll have to chat with my insurance agent to see exactly what the homeowners policy covers. I’m not sure the ROI on the AppleCare plans is high enough to justify the cost in my particular situation. 

I’m day drinking, I’m so pissed off right now!

I honestly don’t know what the fuck is wrong with people but I’m so over it.

I’m spitting nails and perhaps I’m over reacting. But FUCK!

Way back when Jerry & I moved into the house after the fire. We’d had the fence replaced so the pups could run around in their yard. The fence was bright and shiny, it looked sterile as all galvanized fences look when they’re new. This was the second fence we’d paid for and installed on our property.

By on our property, I mean we’d made sure that the fence was well within our property lines because we didn’t want to have any issues down the road. We literally had the property surveyed twice! Once, when the house was being rebuilt, and the second time, just before the fencing guys came in and reinstalled the fucking fence.

We had a neighbor that didn’t do or like fences at the time, but she understood and agreed that the pups needed a place to run and play where they couldn’t get hurt.

She died. There there was the meth head rental lady. Then there was the cute couple who during the pregnancy with their second child installed a monstrosity of a badly constructed wooden fence. (She kinda went nuts because at the time, the county was widening the wash, in the name of flood control and that forced anyone walking to be close to their property line. She was in momma bear protective mode and was super fearful of someone coming up and taking one of the kids. Likelihood of that was somewhere around .0001% but she would not be dissuaded and eventually her husband capitulated, even though he hated the wooden fence she made him install.) Shortly after they had their second child they sold the place and moved. Leaving behind the poorly built wooden monstrosity. Another couple moved in, they stayed a few years then he was transferred to New Mexico and they moved.

That brings us to the guy currently next door. Honestly, I’ve tolerated him. I’ve always thought he was a bit too arrogant and he always loves to correct anyone. In fact he corrected me during a fire evacuation when I’d taken the time from the road to inform everyone on the neighbor group chat that the primary evacuation route had been closed and that everyone was being turned around to the alternate route. At the time I was literally sitting in traffic on the alternate route and said so in the chat.

But Jerry who I was talking to on the phone at the time because we always remained in communication during an evacuation saw the text and immediately said, “Be nice. Everyone is stressed.” I should have let this guy have it right then and there, but in deference to Jerry I kept my mouth shut.

Anyway, In all the time not one person said a damn thing about the grape vines that Jerry liked and had me plant along the inside of our fence. We tended the vines and every once in a while we’d get a bunch of grapes.

Truth to tell, we spent more in water than the vines ever produced. But Jerry liked the vines and as they spread out along the fence, they softened the fence line and made for a cool shady spot for the pups to relax in.

At the time we planted the grapes, we also planted an overly ambitious apple tree. By overly ambitious, I mean that tree produced apples from the first year. In fact we had to remove some of the apples long before they were ripe because the tree had bent over from the weight.

The past 3 years the grape vine has spread a little bit along the fence and in all 3 years it’s produced some small but very tasty grapes.

There’s a narrow walkway between the fence and my neighbor’s house. He has a gate through the wooden monstrosity of a fence and while he rarely uses that gate, occasionally one of the grape vines will send a tendril out towards the gate. When I’ve seen that happening I’ve trimmed the tendril, or threaded it back through my fence allowing it to grow and in time soften more of the fence line.

Typically, I’ll do this once or twice in a summer, but due to the possibility of snakes taking up residence in the space between the fence and this guy’s house, I’ve also weed whacked the zone. It’s not a big deal for me, it helps him out, and I don’t have to worry about the dog getting bitten by a snake.

A couple of weeks ago he mentioned that he wanted to trim the grape vine on his side of the fence and I thought nothing of it. I figured he’d use his fucking brain and just trim it like a hedge. That wouldn’t hurt the plant so I said, “sure whatever”

This week I noticed that the vines were dying off running the length of my fence. At first I thought, “Well it’s fall and that’s pretty normal.” I went ahead and started giving the vine more water so that It could go to sleep for the winter.

The die off continued. Today I was outside and noticed only the vines extending along the fence were dying off. The central plant was still green and vibrant. “That’s odd,” I thought. Then I examined more closely.

That moronic son of a bitch had cut the vines wrapped through the fucking fence! Then to make matters worse in typical liberal democrat fashion had just left them there to die.

I say typical liberal democrat because A) He is a Hollywood liberal democrat leftist (he’s a voice actor) and B) because that’s so leftist, “Make a mess and expect someone else to clean it up

I spent the next 45 minutes removing all the formerly productive (grape bearing,) now dying parts of the vine that I’d been training through my fence for literally years.

I don’t know if the plant will survive. It’s going into its winter sleep and without the leaves and additional energy it might not survive the winter because now it’s trying to heal itself and go into winter sleep.

This jackass destroyed a decade of growth and I’m doubting that I’ll get any grapes next year. He did this to a plant growing on my fucking fence. Typically once the plant has gone to sleep, I’ll trim and prune the older dead branches so that when the plant wakes up I’ll get new growth.

I was talking to my brother on the phone when I discovered this while I was cleaning up the mess I’d been left with. My brother who’s not a plant person but had seen the vines was understanding that I’d be pissed off.

He was blown away that someone would do something like that in the first place then leave it like it was nothing.

His response was the usual for him. “Well that’s fucking Californians for you.” Then he asked if I lived in an HOA community, which I don’t. When I told him that, he said just wait for it, that neighbor is probably going to try to start one.

He sold his place in Florida because the HOA wouldn’t let him plant a couple of trees in his fenced in back yard. The HOA made him get rid of potted tomato plants he was growing on his upstairs front deck. They didn’t like the aesthetics of the plants being on the upper deck and then kept hounding him about the plants after he moved them downstairs to his back deck inside a fenced yard. The HOA went so far as to forbid any “food plants” from the community.

His revenge was to find a field of dandelions and collect their seeds plus a ton of crabgrass then liberally distribute both throughout the community, 5 days before the sale of his house closed in springtime. With spring rains in northern Florida I’m betting they’ll have to tear out and re – sod the whole community.

That’s the kind of fuckers we are.

As I said he’s not a plant guy, but he likes tomatoes.

(As an aside, he’s laughing his ass off that DeSantis is likely to sign a law that makes HOAs illegal in Florida.)

I’m furious about what this neighbor did to my grape vine. There are a lot of layers to it.

  1. It’s a plant on my property
  2. it was growing on a fence on my property
  3. It was a plant Jerry liked
  4. It provided a cool shady spot for Jesse
  5. It represented 10 years of work and nurturing
  6. The plant had just consistently begun to provide grapes
  7. I’d actually offered to share the grapes with the fucking neighbor. (It’s not my fault he didn’t get his ass out there to harvest grapes before the birds & squirrels got to them. I had plenty.)
  8. That vine gave me some green along the fence that brought me a sense of peace because in the midst of a mostly grey landscape, (Unless you looked at or walked through the forest above us,) there was a deep green that I enjoyed whenever I was out there.

I guess I feel violated.

This guy has literally removed all of the natural plants from his yard. While overgrown he could simply have trimmed them back. He’s also pretty much destroyed the beautiful Japanese maple that was growing for years in his back yard. That tree was green and watching it change with the seasons was amazing.

He stopped watering it, then pruned the shit out of it, (badly) and is essentially letting it die.

I’ve included pictures of what he left me with. The vine used to extend all the way to the fence post you can see at the left.

Oh and don’t forget, he just cut the vine near the main plant. He left all of the vine threaded through the fence to wither and die making it much more difficult to remove because as it dries out, it’s no longer flexible. The stuff growing up his wall is a bit of Virginia creeper. Why he decided to fuck up my grape vine and leave the creeper is a complete mystery.

I’m tempted to tell him, “If you want to kill a plant, cut it off at the root.”

Now when I go outside I get to look at the side of his house, his shitty gate, and the exhaust ports for his tankless water heater. If you visualize the plant growing up the fence extending all the way to the left you’ll get a sense of the green wall that afforded me some privacy If I was sitting on my lower deck enjoying the sunshine.

As the plant goes to sleep, I’m sure I’ll find more vines he cut through but for the moment I’ve removed all the obviously damaged parts of the plant.

If by some miracle I’m able to stay in the house, come springtime I’m thinking I’ll move the grape to my back fence where it won’t inconvenience the neighbor and I’ll plant something really invasive and fast growing like Virginia creeper along my fence next to his house. He can cut that all he likes, he won’t make a dent in it. I’m thinking I’ll toss some Mexican Sage into the area between the fence and his house and I’m not going to bother cutting down the weeds between his house and the fence. Once the Mexican sage takes hold He’ll have a jungle and a hefty fine every spring from the county for fire abatement.

I think there’s a kind of prickly fence edging I can lay down that snakes aren’t supposed to like crossing. I’ll let him deal with the rattlesnakes that may take up residence on his property.

Thinking about it, he might have heard me talking to my brother. I was using my new AirPods during the conversation while I was cleaning up the mess he left me. I think I recall seeing him wandering around the moonscape his yard is now.

I hope he did hear me talking to my Brother. I hope he heard exactly what I think of him.

Were it not so close to my bedroom, I’d start dumping all of Jesse’s poop on that side of the house too.

I feel like I’ve been too nice. I’ve not said word one about his incessant music, (Oh I’ve thought some bad things, I’ve even played my music loud enough that his was being drowned out,) I’ve not complained about him using a leaf blower on dirt kicking up dust clouds, I’ve not said shit about him running a chain saw in the early morning or in the evening when I sit down to dinner and watch a movie.

I’ve been the ”nice guy” a.k.a. The doormat everyone shits on. The guy that just minds his own business and tries really hard to not make waves.

I’ve got enough on my plate without fighting with the neighbors too. I’ve been too quiet, too forgiving, and in doing so people think they can ignore me or walk all over me. Until they need something… Because, “Hey he’s a nice guy… it’s okay for us to fuck him over.”

Jerry taught me to be nice. What I need to relearn is how to be a raging asshole. That appears to be the only way to survive the liberal fuckers these days.

Ya know, Maybe it’s me…

Why is it that Customer Service / Technical Support has gotten to be such a pain in the ass?

I had an issue with my watch connected to my cellular plan. I tried to resolve it and realized I was out of my depth. Going in, I wasn’t frustrated just curious and was hoping for a little clarity and assistance.

During the course of the troubleshooting I ended up speaking with 9 different customer service/technical support people. Three of the calls dropped during troubleshooting, only one of these people called me back. None of them had a fucking clue. Overall, I spent 4 hours on the phone and was worse off than when I started.

For clarity, this cellular company touts that their customer service is US based.

Every single person I spoke with asked for my name, my zip code, my pin, and a callback number. It’s crazy that after I’ve gotten hold of someone that every time they transferred me to a new person I had to give the authentication crap again.

I look at it as once I’m in the system, they’re transferring me internally and from my perspective I’m on the same damn call. 

After the 6th or 7th transfer, repeating the whole story, and having to authenticate gets really tedious!

When I was answering phone calls in a tech support department, I’d solve the problem or I’d stay on the line to hand a person off to someone who could. What passes for “service” in call centers these days is really crappy.

The last call I was on Thursday night, I’d finally gotten to a person who seemed like he might have had a clue and we’d reset my watch to factory defaults AGAIN. Then he put me on hold to check something, and the call dropped.

In the case of a smart watch, that leaves the customer with their device more broken than when they started. He never called me back and oh, their customer service department closed shortly after the call dropped.

I completed the setup of my watch to return it to functional, then went about my evening. The problem I’d called about was still present.

When I called the company the next morning, I went through the whole authentication bit, and explained the problem again then asked to speak with someone who was higher up in the hierarchy who had a lot of experience because the problem was apparently a difficult one that the “normal” troubleshooting steps didn’t resolve.

The woman I was talking to refused my request. Then demanded that I call them back on another phone, other than my only cell phone.

Uhh excuse me?

She said with more than a bit of attitude that I needed to go tie up a friend’s phone line to accomplish troubleshooting and refused to assist me further.

If you’ve read any of this blog, you know that was exactly the wrong thing to say to me.

When it became clear that she wasn’t going to budge. And was giving me attitude about it. I countered with, “Okay, then transfer me to someone that can give me a transfer PIN.”

[Transfer PIN numbers are used when you’re changing cellphone carriers and you’re taking your phone number with you.]

She hung up.

OH HELL NO!

Nuclear-Bomb-Explosion-in-City.jpgWhat could have been a major hiccup, possibly even a recoverable one, was now nuclear.

I called back, got another person, outside technical support, and made my intentions clear then explained why. I was nice. Well as nice as I could be given the situation. I suggested that she make a note of the account and forward it to their sales/marketing department, because this is how you lose customers.

She gave me the PIN. I walked the dog, came home, showered, and drove to the local T-Mobile store.

Don’t get me wrong, T-Mobile’s phone Customer / Technical support is terrible. They’re all in India, none of them know anything other than what their little scripts tell them to do. But unbelievably, my former carrier’s Customer / Technical support was worse!

The hell of all of this is that during the evening after I’d had the call drop the last time on Thursday night, I was poking around in the settings of the phone & watch and had discovered an anomaly.

I wanted to talk to a person experienced in phone number provisioning and e-sim deployment because I thought I’d found the problem and we could have resolved the issue. However I wanted to verify the theory before touching or deleting the anomaly and potentially making the problem worse.

In my naive way, I thought perhaps by talking to one of their higher level people who had actual knowledge, we could solve my problem. While making sure all the rest of their technical support people could have the knowledge incorporated into their scripts allowing them to solve similar issues for others in the future.

Silly me! I thought companies still wanted continuous improvement.

Anyway, I walked into the T-Mobile retail store. One hour later, after some laughs and honestly fun, I was back with T-Mobile and my phone & watch are working flawlessly.

I didn’t opt for the newest T-Mobile plans that have all the bells and whistles. I don’t have Hulu, or Netflix, through them, and I don’t have HD video streaming over cellular, or their new satellite service.

I’ve got what I need. Basic communications on both the phone & watch and enough data to handle my meager needs. Granted it’s more expensive, but if I have a problem I can walk into a store and have at least some hope of having an issue resolved. Or I can let them deal with their customer service while I have a cup of coffee.

An added perk is that I can get a new phone using Apple Pay’s zero % financing if I want to.

I guess, if all technical support is going to be shit, and all their reps are going to stick to troubleshooting scripts and never actually think outside the box, then we’re pretty much on our own.

On the one hand going as cheap as possible has merit. On the other hand if you want to have the ability to have face time instead of having calls dropped while you’re trying to solve a problem,  and overall better cellular service then maybe it’s reasonable to pay a little more.

A year & a half ago T-Mobile really pissed me off. It was enough to make me flush them after 13 years or so. I went to another carrier and they were fine until I needed assistance.

Maybe the new paradigm is when something breaks, don’t call customer service.

Instead just change companies.

Saw this post on X and it got me to thinking

“ If Republicans kill ACA subsidies, a couple making $85K will pay $25,000 a year for healthcare.

That’s 30% of their income—just to stay alive.

This isn’t “fiscal conservatism.” It’s economic violence against the middle class.”

  • Brian Allen @allenanalysis

‪Health insurance doesn’t keep 90+ % of the population paying for it alive.

Most people in a given year don’t spend anywhere near the amount they pay in insurance premiums.‬

‪We joke about men not seeing their doctors. Women may see their doctors 3-4 times a year. If you’ve got children they’re seeing doctors more frequently, but even so an average normal family probably isn’t spending as much as their yearly or even monthly premium.‬

‪The question to ask is what does it really cost for a 20 minute visit with a doctor? What do medications actually cost to manufacture? Why can I self pay for a medication and pay $50 for 90 days, but if I put it through insurance suddenly that same medication is $400? Why can I “Self Pay” for my once a year doctor visit, have a physical + tests & have it cost $800 cash, but my monthly insurance premium per month is $1400? ‬

‪Yes, insurance costs are out of hand. Yes, insurance companies are making breath-taking profits not on illness but by selling fear. The fear they’re selling is rising medical costs but they have a hand in driving those costs up by making those actually practicing medicine have to add staff just to deal with insurance billing and coding.‬ Who are insurance bureaucrats to deny a doctor’s diagnosis?

‪The medical / insurance / pharmaceutical industry is a snake eating its own tail. That snake gets fatter each cycle but eventually it will eat itself to death.‬

‪This issue isn’t partisan. The issue is continuing to throw money at a system that is fundamentally broken and expecting the brokenness to get fixed without looking at or demanding to know why / how it’s broken and taking appropriate action to fix it.‬

‪ACA was presented as an attempt to address the problem. It didn’t work, the math never worked. Congress knew that going in. That’s why they attempted to mandate everyone pay into the system and why they were going to fine people who didn’t.

It failed In part because it didn’t account for economic conditions, and in part because it didn’t account for adherence to ACA rules adding cost and complexity to the practice of medicine.

‪The ACA pretty much drove small medical practices out of business. They had no choice but to merge with larger medical groups or hospitals meaning that a doctor hanging out a shingle and seeing patients on his or her own all but disappeared.

The quality of care decreased because now you may see one of four or more doctors none of whom know your name. None of them interact with you as a person and all of them are diagnosing / prescribing based on data in your chart, not actually knowing you as a living breathing human being.

Half the time they’re not listening and in some cases it’s questionable if they fully understand what you’re saying due to language barriers. You’re just one of a thousand bodies parading through an office in a given week.‬

‪Fixing this system isn’t about supplementing it with taxpayer’s dollars. Fixing this system is about bringing it to heel.

One way to start that might be for everyone that can, to stop buying the insurance companies fear. Switch to self pay and then negotiate fair pricing from medical practitioners.

Another possibility is to demand upfront pricing so that a patient knows it will cost X dollars for a procedure. If you see an MD it’s $100 /hr (And you get their FULL attention, no more playing with their computers). Blood work costs X dollars for a comprehensive panel. X-rays? What does it cost for materials+the hourly rate for the technician+the hourly rate for a doctor to look at the X-ray. There was a time when a film X-ray cost $50 flat. Why does where you have any testing done affect the bottom line cost? Just crossing county lines can have a 30% differential.‬

‪Why is it that we all have blood work done, but if you ask them to tell you what your blood type is, they want to charge you another fee? They’re already there, they’ve got the lab, the samples, and the typing cards. Shouldn’t we all know our blood type as a matter of safety?‬

‪These are the kinds of questions that should be asked.‬

‪You want the government to do something about healthcare? Then have them run audits and accounting to determine the real costs of care. ‬Then move forward to make changes beneficial to the American people, not the insurance companies.

You wouldn’t continue to pump gas into your car from a leaky gas pump, why do people think it’s okay to keep pumping tax dollars into a system that is leaking money like a sieve and providing poor services?