Category: WTF?

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Another week has gotten behind me

How did that happen?

I guess some of the time was chewed up dealing with trying to find health insurance. What a nightmare!

Transitioning from the Obscenely expensive COBRA Plan to something less obscene isn’t as easy as you’d think it would be.

I can’t imagine what people do. I’ve been quoted as much as 1200 a month.

I’m Healthy!

But due to my age and the fact that I’m actually addressing some of the age related issues, health insurance feels that they need to rape me.

When one of them quoted me $1200 I lost it. I mean really? That’s my house payment! It’s also 600 a month more than COBRA.

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Then theres the HIPAA plan which is supposed to make sure that everyone has access to health insurance. And it does that…. At rates that are more obscene.

Basically I’ve been quoted rates form 202.00 a month to 1200 a month.

How the hell is that reasonable? I’m looking for nothing more than the ability to go to my doctor, keep getting the prescriptions that I need, and have hospital coverage. I see my doctor maybe twice a year and haven’t been in a full on hospital since I was 16.

I’ve had minor outpatient surgery once in the last 4 years and that was to tend to an issue before it became a problem… You know, the way it’s cheaper and easier to replace your brake pads before they destroy your brake drums or rotors on your car. No reason we shouldn’t look at our bodies the same way. Fix minor stuff while it’s minor. Dental care is a prime example. Get the filling… before you need the root canal. It just makes good sense.

I find myself wondering,  is this yet another situation where my having been a responsible individual is screwing me? 

Because I’ve taken care of myself and work at remaining healthy, am I paying the price for all those people who haven’t? 

I can’t even explain how frustrating this is. 

Ironically, the most expensive of the insurance options is the HIPAA plan. HIPAA stands for the Health Insurance Portability and Accountability Act of 1996.

In what reality can someone coming off of COBRA possibly still unemployed, or returning to the workforce in a part time position or to a company that  doesn’t provide group insurance afford 700 – 1200 a month in health insurance?

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COBRA and HIPAA are the two main reasons that I question the efficacy of the Obama Care plan.

Both of these “services” are made available and administered due to government intervention and regulation.

Yet they are without question the most expensive options. It’s a pretty funny racket too. Before you’re eligible for HIPAA you have to exhaust your COBRA benefits. After exhausting your COBRA benefits then you get to pay higher rates to maintain a  HIPAA plan.

It doesn’t make any sense at all since our politicians run around wringing their hands about how “Our Children” don’t get the care they’re supposed to.

Those same politicians seek to criminalize the lack of health care insurance but at the same time they do nothing to reduce the cost of the government mandated plans. 

Better questions are why does health insurance cost so much? What is driving that cost?

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Why can I go see a doctor pay cash for his services and pay less than the negotiated insurance rate? Why do doctors and hospitals always charge the maximum negotiated rate to Insurance providers?

Is it really all about the administration costs that doctors incur, while insurance companies screw around trying to deny claims?

If that’s the case then the problem isn’t the cost of services being rendered. The problem is that the patients, AKA consumers are caught in the middle.

Perhaps the solution isn’t a 16 trillion dollar health care plan that just stokes the fire allowing more and more abuses driving the cost of even basic services up. Perhaps the solution is to terminate all health care insurance.

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We’ve seen what happens when an artificially inflated price for goods or services collapses. It was called the housing bubble. Maybe it’s time for a similar “correction” to happen in healthcare and health insurance.

I can tell you that if my only choice is a 1200 a month health care policy, the insurance companies can put it where the sun don’t shine.

I’ll go without insurance pay straight up for my doctor, and the prescriptions I need and if it comes to me being hospitalized I’m guess I’m going to die.

After all I’m just a useless, misogynistic, testosterone poisoned, moronic, dumbshit, racist, republican, gun totin, white man, who’s responsible for the oppression of all the other races, global warming, inflation, and who deserves to die horribly.

Isn’t that the Über Liberal party line? Did I get it right?

If Obama wants to criminalize me for not having medical insurance… well he can come and arrest me. 

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At least then, I’ll have 3 hots & a cot… ohhh and state supplied health care.

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It’s that time of year again

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I live above the snow line. 

That means that unlike a lot of Southern California I really do see a change in seasons. Well usually, this year has been a very strange year.

We’ve had a couple of snowfalls and that’s great for the ski resorts and for the town itself.

The down side of having snow is that the traffic on the weekends is nightmarish.

I think it’s actually worse than Huntington Beach on July 4th. I can say that because I lived in Huntington Beach for a number of years and while I love the town and the ocean, I planned to be gone during the Summer.

There were days when it could take 45 minutes to drive 4 blocks. If I wanted a carton of ice cream, I walked because that was the only way to get home with the ice cream unmelted. 

Yep, walking to the grocery store was faster than driving.

I have the same problem where I live now.  Only it’s magnified a bit, see there’s only one major road coming into town and all it takes is one idiot who thinks they don’t need chains on an icy road to screw everyone.

The other problem that we have is people who think it’s perfectly ok to drive up into a neighborhood, park wherever they want and let their children run rampant through yards to go play in the snow.

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Aside from the general damage done to landscaping, there’s the liability issue. If one of these uninvited assholes gets hurt on my property, technically i’m liable. If they get hurt on the private road, my neighbors and I maintain, then all of us are liable.

So I find myself in frequent exchanges with our uninvited guests.

I want to give them a chance to leave of their own free will and hate to bother the Sheriff. But if they don’t leave I’ll make the call.

The exchanges always go one of two ways.

ME: Can I help you?

THEM: No we’re just here to play in the snow.

ME: That’s nice, there are several public play areas down just off the highway. You’re parked on private property and the rear of your vehicle is blocking the road.

THEM: We’re just going to be here a few minutes. We have children who’ve never seen snow.

ME: If the lady whose property you’re parked on, or the residents up the street who can’t get past your car decide to call the police you’re going to be towed. It really would be better if you went to the public play areas and then you could spend as much time as you want.

THEM: The traffic is really bad down there on the highway. Besides there are 50 people just down the block playing in the snow.

ME: Your choice, you’re telling your kids that it’s ok to invade a neighborhood without permission to do what they wish,  but that’s your business. Stay the hell away from the fence line my dogs don’t like strangers. Dogs on queue start barking.

The second way this conversation goes is 

ME: Can I help you?

THEM: No comprende

ME: No es amusment publico, Estans Casas private, Por favor vamanos.

THEM: FUCK YOU, We have a right to be here.

ME: Not really. This is a neighborhood and these driveways are cleared by the residents so that they have a place to park not so that strangers have parking.

THEM: Fuck You, come on lets go play up on that hill.

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I soft peddle it a bit because on more than a few occasions the visitors have gone to their car or truck and pulled a gun on the homeowner asking them to leave. This hasn’t happened to me yet, but I’m sure that it will at some point in the future.

Sadly it’s the nature of the people we’re dealing with. Which is not to be construed as racist. It’s more a statement about people that feel they don’t have to play by the rules.

What bothers me is the subtext of these exchanges.

(I’ve even fallen for it a couple of times because I can see the little faces pressed up against the windows of the car and I really do understand how excited they are.

In the situations where I’ve fallen for it I’ve let the people park in my driveway and sent them out back to play. I’ve been repaid for my kindness with trash on my lawn, and in one case dirty diapers left on my deck.) 

The first exchange type, these people assume that I haven’t heard this story before.

I do understand the kids. They should have an experience and I really am torn about telling them no. It’s that old programming my parents gave me. Children are to be protected and cherished and is it really any skin off my nose to let ’em play in the snow out back?

But come on, You’re using your kids to con me… 

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I didn’t have anything to do with making your kids. Perhaps if you, or your wife / girlfriend  offered to entertain me I’d feel differently.

Like all men I’m about a little sexual gratification. Someone on their knees in front of me, might persuade me to change my mind.

You’re telling me that traffic is bad?

Look dumbass I know traffic is bad because I can’t leave my house!

Weekends and holidays I plan to stay put because I know that it’s going to take me minimum 2 hours to get home if I go more than 20 miles away.

The second exchange type is just as bad if not worse.

They start the conversation with a lie. They try to make the dumb white guy think that conversation is useless because they “Don’t understand what he’s saying”. 

When I try to converse with them in Spanish suddenly we have a miracle… They speak English just fine.

In both cases these people try to justify their actions (which I contend they know are wrong) by using the teenage fall back

“Everyone else is doing it” 

I’m so tempted to tell these folks what my Mother used to tell me.

“20, 50 or 100 people it doesn’t matter, if they all jumped off a cliff would you?”

Recently we actually had a proof of that statement at a lake near here.

As it turns out the answer is yes for some people. There was a situation where people were sledding down a short embankment then out onto a partially frozen lake. 12 of them ended up in the water and one of them almost drown / froze to death.

The amazing thing about it is that there are signs in multiple languages saying that the lake is dangerous and that you shouldn’t walk on the ice.

Even as the ice on the lake was cracking and people were falling through into the water below. More and more people were walking out onto the lake to see what was going on. Some of them obviously stepping over cracks in the ice. 

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I digress, the message these people are giving their kids is that they’re entitled to take what they want.

They’re saying that it’s ok to violate the social contract that says you respect other peoples privacy and property, if you’re tired of sitting in traffic and you want something.

At the same time these people will bitch loud, long, and hard if they feel even the slightest affront to their perceived rights.

Implicitly, these people teach a double standard. Their rights are important but no-one else’s rights matter.

Worse they’re teaching the very racist message; “because you’re brown you don’t have to obey the rules.“

It’s been suggested that everyone in our town pick another town down the mountain on a particular day. Then we saddle up with our picnic baskets and our bathing suits and simply occupy an area. 

We’d go have a nice party in some random neighborhood, use their pools and park all over the place, in driveways, on the streets, wherever.

Then when the cops showed up … and they would. We’d show the homeowners pictures of our driveways, and streets in the Winter time.

Maybe that would drive the point home.

More likely, my whole town would be in jail…

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What a racket!!!!

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Ok this is a rant. It’s probably not very coherent but I’m madder than hell!

I live in a recently rebuilt house. That means that I now meet the Kalifornia standards for new construction. You’d think that would be a good thing wouldn’t you?

Well it’s not!

Because of California code, I had to add more overhead lights to save energy…

Don’t ask… someone seemed to think that if you had nasty assed fluorescent lighting in the ceiling you’d be less likely to have actual lamps in your house, BOY WERE THEY WRONG!

The builder fought me about putting skylights in the bathrooms because the building inspector “Might” not like them. GO Figure!

I still don’t get that.. I was trying to be energy efficient and they fought me tooth and nail even when I asked why there had to be x number of fluorescent light fixtures in the house, when fewer fixtures obviously translated to lower building and lower overall energy costs. the answer as it turns out was… It’s the law. (Re: those nasty assed fluorescent lights… If I keep this house I’m ripping those things out and replacing them with LEDs.)

Add to this,  I also by law have to have a fire suppression system, and basically the hands of our Komrad Kalifornians are well and truly up my ass with no lubrication.

The previous house had a fire suppression system too.

Every year I dutifully had the system inspected and certified pursuant to the law referenced here .

It is completely arguable that the fire suppression systems FAILURE was entirely due to these annual inspections.

See a few years back, when my house had burned, I came under suspicion because the fire inspector found the fire suppression was actually turned off.

Yep, I’d paid for inspections and maintenance which left my home with a NON-Working suppression system. Fanfuckingtastic!

The water company sends out these notices yearly about having your system inspected.

I’m frankly at odds about the whole thing. Given my personal experience… I wish I didn’t have a sprinkler system. After all it’s just another useless yearly expense and maintenance hassle because I own a home.

Truth to tell, I’d rather have a house without a fire suppression system. It’s like living under a loaded gun.

I can’t tell you how many homes up here have suffered water damage because the fire suppression system malfunctioned or the pipes froze. Well, I can tell you about my next door neighbor…

But when you don’t have your shit inspected exactly on time the water company sneaks up on your doorstep and hangs a little bullshit tag on your door. They threaten to turn your water off if you don’t have the inspection.

Say what????

Ok so lets get this straight, you’re going to turn my fucking water off, to force me to have a fire suppression system inspected, a system that REQUIRES WATER to operate?

These MORONS are essentially going to disable a fire suppression system to force me to have an inspection???

Where the hell is the sense in that? I pay my fucking water bill every month, I’m never late, I don’t even raise my voice when I get bills from them that say (1) I’m late, and (2) I’m 6 months behind! When I call them, they call up the account and say, “Isn’t that strange, your bill is paid and has been for the past year. This is a billing error I’ll notify accounting.“

And yet the California Department of Forestry and Fire protection forces new homes to have these systems, then they force the homeowners to pay every year to inspect and maintain them.  There’re penalties for disabling the system too. Prison time for example.

Humm, I wonder if I could have the asshole arrested who turns my water off?

By definition that person is disabling a fire suppression system. Now there’s a thought!!!

And the insults go on.

Recently, the State sent out a notice that they were going to start billing those of us who lived in rural settings an additional $150 to $200 per year to pay for the additional fire support. Excuse ME??? What about my taxes? What about the fact that my Fire department is paid for BY the County?

Oh and there is no-one more attuned to the issues of Fire safety than the people in the mountain communities. WHY? Because in the past we’ve seen these communities burn to the ground.

Sadly those fires were entirely preventable but the “Smart guys” at the State level refused to listen when these communities suggested that the fire threat could be mitigated simply and efficiently. The solution was start clearing the sick, dying, & dead trees out of the forests. 

Well the smart guys in Sacramento told everyone they were stupid for making such a suggestion.

Then there was the Arrowhead fire. Nature cleared the sick, dying, and dead trees for us. 

The communities that fared better were those where the people had paid out of their own pockets or their community coffers to remove the hazard. Sacramento got all up & arms because these communities had cut trees that were in some cases inside a national forest. Cuttng dead and dying trees in a national forest is bad… even if the State or federal government won’t allocate the funds to take the preventative steps themselves. But they’ll pay a fortune in fire fighters and risk lives and property when the fire breaks out.

It was all about Sacramento having the last word and refusing to admit that the locals actually knew what they were doing.

It’s statist crap. The government always claims it knows better than YOU do.

I’m sick and of Nanny governing!

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I’m also sick and tired of the Golden State Water Company. There is the particular person who delivers these notices. He likes to sneak up on your porch and hang the notice in hopes that he can escape without having to deal with an angry person.

I’ve been trying for at least 2 months to get this inspection done mainly because I don’t want to have to deal with the hassle and bullshit. It’s just really difficult to find a certified inspector that will haul their asses up here. 

In my opinion the fucking water company should be doing it FREE! After all they claim that they’re protecting the water supply from the antifreeze in the system. You’d think it would be in their best interests to deal with it. But no… 

It’s an opportunity to have the plumbers with the right certifications come out to your house, charge you $150 for the house call and potentially leave your system off. I come from a place that says “If it ain’t broke… don’t fix it”

I’m really starting to believe it’s time to leave.

More and more lately I find myself thinking about just putting this place on the market and leaving this town, this state, and I swear… Even this country.

Hell, I seriously doubt that there much difference between living in California and oh say any EU country in terms of the regulations and controls the average citizen has to deal with.

I want to be free! I thought I lived in a free country… I suppose the only places that are truly not under the government thumb are the “Flyover States”. Of course that’s only because the snooty fuckers that like to impose their will on everyone else know better than to get too far from the city.

Well 20 years ago when I moved to this town… I was far enough away from the city that we lived pretty much according to our own thoughts and as long as we didn’t hurt anybody everyone pretty much minded their own business.

Now, I guess it’s time to move on… It’s a real pain to say ahead of people who are “smarter and know” more about my life than I do.

Now wheres’ that map of the “Fly Over” states?

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I call Bullshit on Oil Companies

An article in the Christian Science Monitor talking about the gas prices in California has really convinced me of a couple of things. Read the article here

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First, I’ve come to believe that the oil companies USE California as a test bed to see how the public will respond to ever increasing gas prices. They raise the prices till the bitching gets really loud and the people of California start demanding hearings in congress.

Then the oil companies back the prices down after apologizing and giving some lame ass excuse.

At the same time they’ve modeled how fast the gas prices can go up before people start really bitching. Then they halve that rate of increase and apply it to the rest of the country. But… and this is the interesting thing… The cost of gas never returns to it’s “Pre-Crises” value.

If the crises is over why doesn’t the cost return to the previous level?

Second, California environmental regulations play directly into the hands of the oil companies. Fully .50 of every gallon of gas is nothing but state taxes. Which means that even those people in California trying to pay attention to the actual price of a gallon of gas have to separate out the state, county, and city taxes on the price per gallon and since those rates are all over the map depending on where you fill up in your 4 hour commute per day you may have all or only one or two of those additional fees.

Southern California is particularly vulnerable to this kind of manipulation. Because the mass transit system SUCKS!

Yes… the politicians would have you believe that mass transit in Southern California is wonderful…

But the reality is; If you happen to live in the Inland Empire (Pomona, Glendora, San Dimas, Riverside, Ontario, Corona, San Bernardino, or Fontana) and you work by necessity in Orange County or Los Angeles you’re kinda screwed. If you live in Orange County and work in LA you’re just as screwed.

 Taking a train to Orange County is pretty much pointless because after you’ve gotten there the transit system is unreliable as hell and you’re talking busses or calling a taxi… there’s nothing else. If you’re trying to get from OC to LA that’s an expensive and painful trip via train, provided you don’t get a message like this;

Trip Options

TripMaster found NO trip(s) leaving from ORANGE COUNTY AIRPORT to LOS ANGELES INTERNATIONAL AIRPORT. You are traveling on Saturday and Leaving at 12:12PM . Fare class: Regular. Max walk: 1/3 Mile. Mode: ANY. Try changing walking DISTANCE or travel TIME or MODE or FILTERING. Make sure the locations are correct.

Getting to LA from the Inland Empire via train isn’t that bad then you can grab a metro rail (like the “L” in Chicago but not elevated) the problem is that using the train/metro rail system/bus can literally add hours to your commute and god help you if you have to work late, or you have a swing shift you might get to work but you can’t get home.

Essentially, the people of Southern California are faced with spending 5 or 6 hours commuting via train versus 4 hours commuting via their cars. Which would you choose, given that you do want to spend some time with your loved ones. You’d like to see your children and perhaps have an opportunity to have sex. Then there’s the issue of maybe trying to work out and get some exercise.

I know… I’ve done that madness for years! Give me my car not because I like sitting on the freeway but because I like getting home before 10PM.

The point is the Oil companies have a mostly captive audience.

Los Angeles, Orange County, The Inland Empire are these wonderful petri dishes where Big Oil can float higher gas prices and see just what kind of lame assed excuses the moronic public will accept.

The article I referenced above says that three factors are driving the cost of gas up in California.

1) State refineries have lowered production as they get ready to switch to “winter blend” (This is all about California regulations and pollutions controls. It also causes excessive wear & tear on our engines and a commensurate drop in our MPG. So we’re at the gas stations more often buying more shitty gas.) This is a yearly event and yet… The Oil companies always shut the refineries down at the same time. How about this MORONS? Try scheduling one refinery at a time being shut down then when it’s switched to winter blend, and running again take the next one offline to make the switch and so on. You can do the same damn thing when you switch to Summer Blend so you don’t screw the hell out of the public as they’re trying to get set for their paltry 2 week vacations. (Don’t forget it’s not just Gas. It’s also Airline fuel, and diesel that are suddenly in short supply twice a year.)

2) A power outrage at a Torrance Refinery, and partial shutdown at a Richmond refinery. Really? Just how long was the refinery without power? Months? I think not… And why is the Richmond refinery partially offline?

3) Several refineries in the Central Valley have been shutdown for weeks because of “High Organic Chloride Levels in the Crude”.  SAY WHAT??? So what exactly does that mean? Are they shipping the High Organic Chloride crude to another refinery? Are they throwing it away? What EXACTLY does that mean?

 SO I call BULLSHIT on Big Oil and think that everyone else should too.

Time to BITCH LOUD LONG and HARD

Write your representatives and demand the oil companies stop fucking with us. 

Off to write a letter to politicians

Because I’m not going to pay 4.99 a gallon for gas. Oh and don’t even try to make me say “Oh goodie” about 4.99 a gallon by pointing out that Europe is over $8 per gallon.

Big Deal! So What? 52% of their oil isn’t coming from under their feet.

Don’t even mention a Prius, or accuse me of driving a gas guzzler. I’ll give you an earful that will feel like an ice pick through your brain.

 

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SPAM SPAM SPAM SPAM… and More SPAM! (Updated)

I love the SPAMBOT Postings (I had to stop reading political stuff)

So lately rather than immediately deleting the SPAM that people try to post to this blog, I’ve been reading it.

You’ve got to be kidding!!!

Do any of these things work at all?

These comments have all kinds of flowery speech and it’s obvious that some of them have been written by translation software.

Here’s a few examples;

I really enjoy this theme youve got going on on your site. What is the name of the design by the way? I was thinking of using this style for the website I am going to construct for my class room project.

It is rare for me to discover something on the cyberspace that is as entertaining and fascinating as what youve got here. Your page is sweet, your graphics are outstanding, and whats more, you use reference that are relevant to what you are talking about. Youre definitely one in a million, great job!

Hello There. I found your blog using msn. This is a really well written article. I will be sure to bookmark it and return to read more of your useful information. Thanks for the post. I will certainly comeback.

Don’t get me wrong, I like compliments as much as the next person. But, I don’t like empty compliments that are supposed to make me approve a comment just so the commenter can “Build Links” or redirect someone to their sales site.

All of the above comments are linked to sales sites. Things like Gucci knock off bags, or shoes, or whatever Chinese knockoff someone thinks they can entice someone with.

The really scary part is that some of these links track to websites that are full of malware. Many of these sites are in foreign countries, The largest majority appear to be originating from Asia, at least that’s as far as I wanted to track them.

These messages come from SPAMBOTS, they apparently scan for new blog entries and then post a comment. If you’re not paying attention you’ll approve the comment and potentially give the spammer distribution of their website address and god forbid one of your readers will click on the link and it’s a malware website.

These comments end up in my deletion queue immediately. But sometimes they’re funny.

Then there are the tons of email SPAM I get.

RevoIution – home business (Followed by a web address that appears to be hosted in Amsterdam.)

Learn how to turn successful at home (Associated with a website hosted in France)

Up to $2,500 NOW. Bad or NO Credit OK. (This one actually came from an American Website)

The BIGGEST Auto Clearance of 2012 Is On NOW.  LAST CHANCE To Save THOUSANDS! (This one comes from the same site)

Then there’s my ALL TIME favorite! This one sets off the Virus detection every single time!

From: UPS Information

Subject: Delivery information # Error ID3122

Usually in the preview you’ll see something like;

I did disapprove of your following me here, for you know that

This one is a malware /virus laden email that originates on a juno site apparently in Russia.

I get about 10 of these a week on an ancient yahoo mail account. What’s interesting about this one is the rambling text that’s embedded in the message. It looks like random clippings from some kind of story / literary website. 

I can only assume that it’s a method to evade the spam detection software many servers and email programs use.

Then there are the SPAM Faxes;

Crap1

Crap2

Tell me does anyone actually call these people? 

I’ve set my fax machine to route anything it doesn’t recognize to a directory on my server. That way I’m not wasting ink printing stuff that shouldn’t be coming in to my fax machine unsolicited.

For a while, I dutifully reported junk faxes to the appropriate government authorities, but the faxes kept coming in. After a while I concluded that either the government authorities couldn’t care less or… they were simply overwhelmed.  I tried setting up an auto forwarding to the proper government authorities but they told me that would be spamming them.

Now I purge junk email, and faxes about every 3 months. That’s is exactly what I’m doing today and why you have the “JOY” of this random sampling of crap.

Just remember… YOU Came to this blog, I didn’t send it to you!

As always be careful opening emails, and make sure that your anti-virus software is up to date.

Have a great day.

 

Apparently, the SPAMBOTS loved this blog post. Since it was published, there have been a 127 spam comments attached to this one post. Who’d have thought…