A potential EPIC Fail??

Got a letter from California Employment Development today.

Looks like they’re going to pay me my unemployment via a debit card.

It’s only slightly more convenient than if they were paying me in gold nuggets.

For those of us that actually have a bank account and who pay our bills via that account, a debit card is problematic.

For example

My Mortgage, Car payment, credit cards, and utilities are all paid out of my credit union account. Without a constant flow of REAL money going through that account in short order I’m going to be in default on a lot of my financial obligations.

I suppose that I can reroute the payment to the California issued Debit card but there’s since I don’t know how much is going to be available from week to week on the debit card that doesn’t really work either.

Especially since I was planning to use my unemployment check to supplement my savings and thereby be a responsible if unemployed person. In that  I WOULDN’T DEFAULT on my obligations.

Now what do I do?

Cash out the debit card each week and then deposit the cash into the account I need to have it in?

I thought about trying to phone in payments to my various debts but I know that at least a couple of those businesses charge a hefty fee to do that. (One organization charge me $25 bucks once to process a payment from a debit card.)

All of this leads me to wonder what were they thinking?

Direct deposit or a check makes much more sense from the perspective of someone with bank accounts, and a regular payment schedule.

California claims this is to save them money in postage, but they’re still sending me  the little form to fill out and sign (which used to contain the check for the previous 2 weeks) So what are they really saving?

Then there’s the Bank of America who administers the card. They’re making a ton of money on short term interbank loans, and they’re also getting a % on each and every transaction. What a racket!

Well, I’m hoping that more information is forthcoming when I get the damn card.

I see the potential for another complication that I wasn’t expecting.

Well whatever it was it’s going away…

After being a lazy slug yesterday and sleeping a large portion of the day, Feeling MUCH better.

So, today it’s off to a photographic show and other FUN running around.

Just found out that the new phone can post blog entires directly to this blog… VERY COOL!

The automatic word choices the phone makes… may leave something to be desired.

All in all life is going pretty nicely.

Now If I can just find a job….

Spent the day on the run yesterday

Today, planning a quiet day.

My furlough has been extended by another 30 days. Not really sure I like that but it’s a process.

As the day has progressed I’ve been feeling poorly.

Wondering if I’m coming down with something. Sinuses are blocked and I’ve developed a slight cough, so it’s nap time.

Everyone have a great weekend!

We’re a strange species

Was out and about today and noticed some things about the society.

I couldn’t help feeling like the Zombie Apocalypse has happened.

Oh nobody was walking around moaning “Brains”… But virtually all of the people were walking around engaged in their cell conversations, texts, or on the internet, They were completely oblivious to the people physically around them.

It was weird…

As readers may recall, I found myself in this mindless state a couple of months ago. I walked around South Coast Plaza chatting like a moron with one of my best friends, completely oblivious to how rude I was being to other shoppers.  So I’m not throwing stones here, Just observing the phenomena.

Our technology is an interesting thing. We create the technology in an effort  to improve our connectedness and while we’re connected to our friends, FaceBook, and the internet… We’re alone in a crowd, shopping, or at a restaurant. I’ve watched people on dates interrupt their conversations to read the latest text message or friends posting on FaceBook.

I don’t know what the world would look like today if the cell net went down and stayed down.

I remember sitting in a bar after the Loma Prieta earthquake in 1989 watching business people killing the batteries in their “BRICK” cellphones trying to figure out why they couldn’t make calls. What confused them was that the cell net was up but only 911 calls were being routed through the network.

Today, I suspect that if the cell net were to go down people would loose their minds, I know that I’d be a little cranky!

We also create technology to make our lives easier. (There’s a whole other train of thought regarding this… I’ll save it for another time) Yet in fact it’s easier now to hand a clerk cash.

 Debit and credit cards used to be easier to use. Here’s an example. Think about using a credit card at a gas station.

In the old days, you’d swipe the card, fill your tank, get the receipt and you were on your way. Pretty much all of the machines worked the same way, it was simple, fast, and convenient.

Now you swipe your card and get the third degree. The pump wants to know “Do you want a car wash?”, “Do you want a receipt?”, “Debit or Credit?”, “Enter your PIN or Enter your billing zip code” Sheeesh And of course all this while “PUMP-TOP TV” is blaring at you something inane about the latest celebrity faux-pas.

We’re surrounded by walls of technology or technological distractions. It’s as though we’re trying to insulate ourselves from interacting with each other in person. Yet we’ll spend hours following the posts of our “friends”, playing Angry Birds, or FarmVille. It’s psychotic!

If we spent half the time actually interacting with each other locally rather than fooling ourselves into thinking that we actually have 779 “Friends” we’d probably be a lot happier and a lot less fearful.

So I suggest you turn off the phone, oh sure keep it with you, power it up if you need it, but turn it off.

Then spend a day in THIS reality. Notice the people around you, listen the the banter at a Starbucks.  Interact with each other,  you might find this reality preferable…

Since the car was running

Took a trip by the Botanical Gardens at UC Riverside.

We Figured I could play with the camera a bit .

Here are some of the shots.


Just me messing around with the Macro lens.

I really like the lens but I’m still getting used to how it behaves.

I can say that I’d like a couple of other “N” lenses their quality is very impressive.

Especially  if a wreck like me can use them.

Hope you enjoy….