Here we go again

It’s that wonderful time of year… The time when the Gas prices shoot through the roof.

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This year they’re starting earlier than usual. I guess the Oil executives have to pay for their Christmas yachts somehow…

Of course the local California media is asking Why? They’re also promising a full investigation.

Investigate? How about just looking at the facts.

The problem is as simple as this. California only sells gas that is refined in California.

So if there’s the slightest glitch at any of the refineries, the oil companies get to put a hot poker up all our asses.

This isn’t a smart way to do things. Anyone in manufacturing knows that sole sourcing isn’t smart.

California isn’t the only state that has regulations forcing fuel being sold in the state to have been refined in the state.

I pick on California because it’s the state that I know the most about being one of the people raped at least twice a year by the oil companies. Although in recent years it’s looking more and more like 3 times a year.

As I’ve said before, it’s stuff like the refinery is being maintained, or the refinery needs a bit of paint. Opps, one of executives passed nasty farts. In short, any little excuse to simulate an emergency and thereby jack the prices up.

I’m not driving un-necessarily. I suspect that no-one else is either. Here in my household we’re planning all our trips very carefully and we don’t go anywhere we don’t have to.

This means, no movies, no dining out, no shopping, no bar hopping, in short no luxuries.

If a lot of people in California are adopting similar strategies then pretty soon the California economy will dip.

This means that any layoffs in retail, or food services can be laid squarely at the feet of the oil companies. And they should be!

Crude Oil prices are lower than last year. Brent Crude is about the same. So why the run up?

Can you say Greed???

Good! I knew you could…

This is such a major WTF I can’t believe it.

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I was reading about the Manhunt for Christopher Dorner.

This is the former LAPD officer that is supposedly is running around on some kind of vendetta. I personally think that there’s a lot more to the story than we will ever know.

What we do “know” right now is that in 2009 Dorner was fired from LAPD for making false statements.

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Say What? LAPD makes false statements all the time usually when answering brutality charges made against them!

Yes Dorner has clearly lost it, but you have to ask did he lose his mind because he was pushed beyond a breaking point and saw no future or hope?

Nothing justifies Droners current course of action and god knows killing those young people in Irvine was wrong. I’m reminded of the old biblical injunction about the sins of the fathers…

Whatever you think about Dorner the “CURE” is perhaps worse than the disease.

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Thus far we’ve had two women in Torrance shot by Police because the police saw them driving a pickup truck that looked like Dorners.

Later and again in Torrance we’ve had police open fire on a man who was driving a pickup truck that looked like Dorners. I’m avoiding Torrance for the time being and that would be doubly true if I was driving a pick-up truck of any kind.

There has been one LAPD officer wounded in Corona, and two Riverside officers shot, one of them died, the other is in critical condition.

Thus far the tally is 5-3 shootings 3-0 deaths. Dorner leads. It’s only a matter of time before the police shoot and kill an innocent civilian.

My tally doesn’t include the emotional trauma caused an elderly man in San Diego who was tied up when Dorner allegedly tried to steal his boat. The theft was aborted because Droner got the prop fouled with an errant rope. Remember that Dorner is an Ex-Navy reservist.

imagesReally? The guy couldn’t launch a small boat without screwing it up?

Now this guy is supposedly in the Southern California mountains. I have to ask how many more people are going to be shot or injured by mistake before this guy is caught?

Maybe we need some real police not the Keystone cops from LA looking for this man. Clearly, he’s well beyond the LAPDs skills.

It’s only a matter of time before gun control gets tied into this, I cringe at the prospect but know it’s going to happen.

Ok, I’ve got nothing!

Nothing to say.

Still looking for insurance that I can afford.

THuhhe search isn’t going well.

On the one hand I’d like to be covered, on the other hand I have a fundamental problem paying another mortgage payment to have medical coverage.

The primary problem I have is this, with a mortgage I have something that’s tangible. With health insurance I’m pissing money away to provide for coverage that I may or may not use.

At the rate I’m paying right now for COBRA, if I paid that same rate for 10 years it would come to $72,000 not including interest.

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When the  men in my family break at end of life we don’t typically last very long.

I’m actually fortunate in that as long as we stay active we live a long fairly trouble free life. Our sinuses are for shit but nothing is perfect.

When our time comes we tend to go out like Don Corleone in The Godfather. We’re playing with the grandkids or great grandkids in the garden then we drop dead.

If I’m going to pay the equivalent of another mortgage, I might as well take advantage of the lower mortgage rates and buy another piece of property. At least I could rent it out and have an income, with a potentially higher rate of return.

I was thinking about it and realized that were I to go to a bank to apply for a mortgage for another piece of property they’d tell me I can’t afford to make the payment. Yet our government says that not only must I afford the payment but that they will enforce it under the law.

It’s a lose, lose proposition. If I were still in my 20s I’d be applying for citizenship in other countries. Not because I hate America, I love this country, but because I wouldn’t be able to afford the cost of American citizenship as I got older.

Today if I could communicate with my younger self… I’d say go find a decent country with good people and a system that works. Move there, become a citizen and plan for a decent retirement.

I look at my parents and their retirement isn’t at all what they’d planned for because they trusted in a system that didn’t really protect them. Remember Enron? There were a lot of 401K investments that got wiped out due to them. Then just a few years later you have the housing implosion and the devaluation of their retirement savings has really cut into what they can do. I know they’re on Medicare and Social Security I know they’re paying for health care supplementary insurance I just don’t know how long they’re going to be able to afford it.

I’ve spoken to younger insurance agents who don’t have health insurance because they don’t have an extra 600 – 800 dollars a month in their budgets.

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I’m still OK,  yeah I’m using my savings to pay the bills but I can go for a while longer with careful spending. I keep wondering how the hell can people less fortunate than myself come close to affording health insurance?

It really messes with your head. You want to do the right thing, but you can’t afford to do the right thing.

Obviously if you didn’t bother to pay for your housing, and didn’t eat you could afford to pay for health insurance. Then you’d only have to worry about paying for health insurance for a few weeks.

This is seriously wrong. And yet the government is in a position to make us all face this choice.

I’ve said it before. Contrary to what President Obama would have us believe. The problem isn’t that American Citizens are irresponsible about medical coverage. The problem is that health insurance companies and to some extent the medical providers are raping the American People.

If our government was truly interested in taking action on health care they’d address the source of the problem not penalize the victims.

Humm, I guess I did have something to say after all.

Yet again I ask WHERES MY OBAMA CARE?

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Oh yeah, I’m the wrong color for that…

I’m a little pissed off.

I’m at the end of COBRA coverage which I maintained because I was once again trying to do the right thing.

That belief cost me $10, 872 and forced me to keep using a pharmacy provider called Express Scripts which is without doubt one of the worst organizations I’ve ever had the misfortune to deal with.

I’m an average person,  I pay my bills, don’t expect to be taken care of, pay my own way, try to stay off the government radar, and try like hell to live my life my way without having someone else’s hand in my fucking pocket or up my ass.

I’m still laboring under the illusion that doing the right thing is important… at least to me.

Because of that philosophy, I’d applied for a personal healthcare policy to the same fucking insurance company that currently has kept me insured under a group policy for the past 6 years. Not only couldn’t they simply look at the information they already have about me…

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After due consideration… they declined to cover me on a personal policy.

Let me get this straight… You’ve been covering me, You’ve made almost 11K off me over the past 2 years, and now I’m too big a risk? Jesus, Mary, & Joseph!

It makes me believe even more strongly that all health insurance companies should be ruled illegal and their executives and most of their staff should be taken and whipped naked through the streets.

This places me in a situation that I’d anticipated anyway.

I can apparently qualify for HIPAA coverage which is obscenely expensive. I’ve been told it costs something like almost double what I’ve been paying under COBRA.

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Sorry, I can’t afford that kind of money, seeing as I’m unemployed and all. 

This is one of the reasons that I was not a supporter of Obamacare and the obscene price tag that will cost.

If you look at the price of the HIPAA program you can’t come to any conclusion other than a national healthcare program will be horrifically expensive.

I suspect this is what the politicians concluded as well, hence the provision to make  anyone not paying for health insurance a criminal…

The Tea Party and Republicans are wrong about the Death panels… It’s much simpler than that.

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All Obamacare has to do is price people on fixed income or who have no income out of the market. No boards or panels needed…

I was hoping for something better in healthcare reform. But Obamacare was shoved down our throats.

I thought a plan that forced the insurance companies to provide coverage for the people who had previously been covered by their employers, would be more efficient. A plan like that wouldn’t require implementation of yet another bureaucracy.

If you had a group policy with your employer and you got laid off you were still automatically covered… And that coverage would continue no matter what. The payments could have been based on a sliding scale.

If you couldn’t pay because your unemployment ran out or you took a part time job at substantially lower pay… It wouldn’t have mattered you were still covered.

There are people who’ll say yes but what about the poor? What about the young just coming into the workforce?

Simple… the poor pay like they always have (or not… depending on the culture they come from). The young, are automatically and without question covered on their parents policies until they get a job that provides insurance.

Using a plan like this, everyone is covered, the insurance companies aren’t able to weasel out of providing coverage that all of us have paid for many times over.

As an added benefit,  the Medical insurance / establishment has a real incentive to keep costs low and increase the efficiency of the system.

Why does it cost $25 for a fucking aspirin in a hospital? Because of all the bullshit it takes to get you that aspirin. Even though you could go to the hospital gift shop and buy a whole bottle yourself for $8.

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Then when you think about the people who retire because they were in their 50s or 60s and got laid off.

Through no fault of their own, they get fucked again and again by a system that they’d been told all their lives was supposed to reward them for their years of contribution.

Instead they’re on unemployment, paying obscene amounts for COBRA, hitting their 401Ks and having to pay endless penalties. But then, to add insult to injury their COBRA runs out and they’re uninsured when they need coverage the most.

Poof, in just a matter of months their dreams of retirement are destroyed.

This kind of stuff is exactly why there are so very many angry disenfranchised people in this country. 

Honestly, it’s a wonder that there aren’t more people losing it. 

This is how people end up eating cat food. Or homeless pushing shopping carts down the sidewalks. 

It’s not just the medical establishment… it’s the entire system that’s broken in an unbelievable number of ways. Throwing trillions of dollars at it isn’t going to make it any better.

The solution is to fix the problem.

Sick & tired of the News…

I’ve been enjoying the sound of the recent rain on the roof and haven’t paid attention to the news, or turned on much of anything that makes noise.

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I’m suspecting that I may have had a light touch of the flu but I’m not sure. This morning I’m feeling better.

I did however, make the mistake of switching on the news. 

Nothing is different!

I swear it’s like the world paused the bullshit just so that I could be offended by it when I decided to pay attention again.

I wish that was the case… I know in reality that the bullshit keeps coming at a more or less constant pace. The news is like a soap opera… You can miss years and still know exactly what’s going on, because human nature is a constant as hydrogen fusion in stars.

Have you ever noticed that riots pretty much look the same? Really, check it out, tell Google you want to see only images then type riots.

Regardless of time or place, they all look the same, even the drawings of riots look the same.

The news is always the same… In broad strokes I think the news template is something like this;

Somewhere people are rioting and burning buildings because they’re unhappy about something.

Somewhere else someones military is shooting rebels, insurgents, dissidents, students, or another army.

A disaster or two have happened someplace else, hundreds or thousands of people are displaced, famine and disease looms in the not too distant future.

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Politicians from group A are condemning politicians from group B for failing to act or disagreeing with their position.

Somewhere somebody’s children were in danger, are in danger, have been saved from danger.

There’s been another car chase that ended, with a crash, or with an arrest, or with a shooting, or with a tasering. Or jackpot… all of the above…

And now the weather…

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Being a fan of TrueBlood, the scene where the vampire Russell Edgington rips a newscasters spine out, then tells the public that he’s the real face of vampires and describes in gruesome detail what vampires are going to do to humans is one of my favorite scenes for a number of reasons.

When he turns to another camera and in a lovely Southern accent and with a happy smile, says “Now time for the weather… Tiffany…”

I howl every time I see it. The whole scene is priceless and some damn good writing.

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It’s also a very sad comment on our news cycle.

That scene lasts a minute or so, but it’s exactly what watching the news is like.

Think about it, the news is 30 to 60 minutes of real blood, violence, hatred, and despair, followed by the weather presented by some airhead blond with perfect tits and a million dollar smile telling you it’s going to be sunny and warm tomorrow. And somehow knowing it’s going to be sunny and warm makes the preceding horror just fine.

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We all know that the weather is always at the end of a news segment. Did you ever wonder why? 

I’ve come to the conclusion that weather is all we really care about.  

It’s the most immediate thing that we have to deal with.

If the weather was first in any newscast I’d tune in for that, and turn the TV off once I knew if I was going to need my umbrella.

I can’t do shit about riots in another country. Nor can I control the earthquake, volcano, hurricane, or monsoonal flooding in another country. I’m sorry folks there are having problems but there’s not a damn thing I can do about it.

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As far as car chases… I’m reminded of the old Keystone cops shorts.

Do I need to see 6 hours of live aerial coverage where 4 police cars are following one piece of shit 30 year old Toyota that can’t get above 50MPH? Or god forbid a white Bronco?

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I swear on more than one occasion I’ve thought about Mad Maxing my truck and just T-Boning the hell out of the dumbass running from the cops.

I imagine that afterward, I’d drive home and get back to watching the football game that was interrupted for the car chase.

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Or watch Tiffany’s perfect tits jiggle across my local weather map.

Maybe I need to go back to bed… I think I’m a little grumpier than I should be.

On the other hand… 

A few episodes of TrueBlood might just make me a happy camper.